We’ve discussed some ways to build credit without a credit card in the past, but the folks at Get Rich Slowly have a few additional suggestions, including taking out a small personal loan with a trusted bank or credit union and paying it down on time, and trying out a secured credit card that you load up with money and use like cash. Both options will build up your FICO score over time, and are great alternatives for people who don’t like or don’t trust credit cards.
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